Spray foam in your loft? Find out if it actually has to come out.
We inspect the loft, photograph what is up there and give you a written verdict, free. If the foam is sound we will tell you so. If it has to go, we remove it and hand you the paperwork your lender's surveyor is asking for.
- Free inspection, written verdict either way
- Fixed price before anything starts
- No deposit, ever
- Full photo and certificate pack on completion
We never cold call. If someone rang you unprompted about your loft, it was not us.
Is it actually a problem? Find out free.
Four questions. We come out, look properly and put the verdict in writing.
Start here
Most people arrive here with the same four questions
In the order they actually matter. Every one has a straight answer on this site.
Do I actually have to remove it?
Often not. Of more than 500 properties the Property Care Association inspected, 35% had a defect, which means around two thirds did not. Here is how to tell which yours is.
Read thisWhat is this going to cost me?
Real 2026 figures by property type and foam type, with every extra named separately, plus a calculator and an explanation of why the published guides disagree by 100%.
Read thisWill my lender accept it afterwards?
Where each major lender and equity release provider stands, what evidence they ask for, and what nobody can honestly promise you.
Read thisHow do I know you are not a cowboy?
Trading Standards has prosecuted firms in this market. Here is what we will never do, and how to check any removal company before you let them in.
Read thisIndependently verified, September 2026
Our contractor network holds 15,123 verified customer reviews
Removal work is carried out by contractors from our vetted network. Between them they hold 15,123 customer reviews across 8 independent review platforms. Not our reviews. Theirs, and every one of them is checkable.
Figures shown for the 4 largest platforms. 15,123 reviews in total across all 8. Counts captured September 2026 from each platform's own public profiles. Only businesses independently confirmed by telephone or website match are included, so the real total is higher. Full source list available on request.
The honest position
We would rather lose the job than sell you one you do not need
Spray foam became a problem because it hides the roof timbers. A valuer cannot sign off what they cannot see, so the valuation gets qualified or the case gets declined. That is a lending problem before it is a building problem, and the two get deliberately confused by people selling removal.
Of more than 500 properties inspected, 35% had at least one defect caused by the foam, which means around two thirds did not.
Source: Property Care Association and HomeOwners Alliance, May 2025.The Insulation Manufacturers Association put it plainly in February 2026: correctly installed foam is safe and rarely needs removing. So the first job is not removal. The first job is finding out which kind of loft you have, and that is what the free inspection is for.
If yours is sound, you get a written report saying so, with photographs, and you can put it in front of a surveyor. That costs you nothing and it is often all a lender needs. If it does have to come out, you will know exactly why, exactly what it costs and exactly what you get at the end.
What it costs
Removal prices, 2026
Removal and disposal only, by foam type. Everything else is priced as a named extra so you can see what you are and are not being charged for.
| Property | Roof area | Open cell | Closed cell |
|---|---|---|---|
| Terraced house | 35 to 55m² | £1,800 to £3,050 | £1,950 to £4,700 |
| Semi-detached house | 55 to 80m² | £1,950 to £4,400 | £3,050 to £6,800 |
| Detached house | 80 to 120m² | £2,800 to £6,600 | £4,400 to £10,200 |
Removal and disposal, England and Wales baseline. London and the South East runs around 20% higher, the north of England, Wales and Scotland around 10% lower. Bungalows, large detached, every extra and the regional bands are on the cost page.
Our rules, published
What we will never do
This market has a problem and pretending otherwise helps nobody. Trading Standards has taken removal firms to court. These are our rules, and every one of them is checkable.
- We never cold call. If someone rang you unprompted about your loft, it was not us.Trading Standards has prosecuted cold-call spray foam operations, including a 2024 case with 25 victims whose average age was 77.
- We never take a deposit. You pay when the work is done and inspected.Advice Direct Scotland has warned about deposit-taking removal firms; one reported case took £550 against a £5,500 quote.
- We will tell you if the foam can stay.The Insulation Manufacturers Association stated in February 2026 that correctly installed foam is safe and rarely needs removing.
- We never claim your home is on a national database or worthless.The Property Care Association named that claim as fabricated in August 2026. No such database exists.
- The price is written down before anything starts.It changes only if you ask for extra work, in writing.
- If the membrane is damaged, the report says so.Foam frequently bonds to and destroys the old felt. Covering that up is the failure the PCA's new removal standard is written to stop.
How it works
From the first call to the lender's paperwork
The inspection, free
A surveyor comes out, gets into the loft properly and checks the foam type, the coverage, the membrane underneath and the condition of the timbers. Photographs throughout. This takes about an hour.
The written verdict
You get a report saying what is up there and whether it needs to come out, with the photographs. If it can stay, the report says so and you can show it to a surveyor. There is nothing to pay.
A fixed price, in writing
If it does need removing, the price is written down before anything starts, with the extras itemised. No deposit. It does not change unless you ask for more work.
Removal and re-insulation
Two to five days for most homes. The loft is sheeted, the foam comes off, the membrane is inspected and replaced where it has been damaged, and the loft is insulated again to current Building Regulations.
The evidence pack
Completion certificate, photographs from before, during and after, a condition report on the timbers and the membrane, and the waste transfer note. That is the bundle a lender's surveyor is looking for.
Lenders
Some lenders refuse outright. Most want evidence.
No lender publishes its spray foam criteria, which is why the advice online contradicts itself. We maintain a dated table of where each major lender and equity release provider stands, and we say plainly when a position is uncertain.
Anyone who guarantees you a mortgage after removal is guaranteeing a decision they do not make. What we can guarantee is the standard of the work and the paperwork that goes with it.
What a surveyor is actually looking for
- Proof the foam has been fully removed, not trimmed back
- Photographs of the timbers and the membrane with the foam off
- A condition report that is honest about the felt underneath
- Evidence the loft has been re-insulated to current standards
- A waste transfer note showing where it went
Every one of those is in the pack we hand over. See what it contains.
Guides
Work out where you stand before you speak to anyone
Open cell vs closed cell: how to tell which you have
The thumb test, the colour and the edge profile. Work it out from the loft hatch before anyone quotes you.
Read thisSpray foam insulation problems: the real ones and the myths
A table of genuine defects and a table of claims that are simply not true, kept deliberately apart.
Read thisHow to check a spray foam removal company is legitimate
Companies House, the deposit question, and the checks that would have caught the prosecuted cases.
Read thisWhere we work
Spray foam removal and independent loft inspection across England, Wales and southern Scotland.